Terms

Terms of Service

Last updated: 24 July 2026

These Terms govern the use of VetaFinance (“platform”, “service”). By creating an account or using the service, you accept these Terms. If you do not agree, do not use the platform.

1. The service

VetaFinance provides tools for analysing and valuing financial assets, a screener and community features. The service is provided “as is”, with no guarantee of uninterrupted availability. See the Legal Notice.

2. Account

You are responsible for keeping your credentials confidential and for all activity on your account. You must provide truthful information when registering and be of legal age to enter into a contract.

3. Subscription, trial and payments

• Access is through a Premium subscription at the price shown on the platform (currently €10/month). VAT-exempt under article 53 of the Portuguese VAT Code (special exemption scheme).
• New accounts start with a free 14-day trial period.
• Payments are processed by Stripe. The subscription renews automatically until cancelled.
• You can cancel at any time in the account area; access continues until the end of the period already paid for.

3.1. Right of withdrawal (consumers)

If you are a consumer resident in the European Union, you have the right to withdraw from this contract within 14 days of subscribing, without giving any reason and at no cost (Portuguese Decree-Law no. 24/2014). To exercise it, simply tell us by email at geral@vetadev.pt; we refund the full amount paid within 14 days, using the same means of payment.

The 14-day trial period is free, so in practice there is only something to refund if you subscribed before it ended. Once the withdrawal period has passed, and unless mandatory law provides otherwise, amounts already paid for periods in progress are not refundable — you always keep the right to cancel the next renewal.

4. Acceptable use

You may not: use the platform for unlawful purposes; attempt to bypass technical or security limits; extract data automatically (scraping); resell access; or post abusive content in the community channels.

5. Intellectual property

The platform, brand and content belong to VetaFinance or its licensors. You are granted a limited, personal and non-transferable licence to use it while your subscription is active.

6. Limitation of liability

The service does not constitute financial advice. To the fullest extent permitted by law, we are not liable for losses arising from investment decisions. See the Legal Notice.

7. Termination

We may suspend or close accounts that breach these Terms. You can close your account at any time, which cancels the subscription and deletes your data in accordance with the Privacy Policy.

8. Changes

We may update these Terms. Each version has a version number: when there is a substantive change, we will ask you to read and confirm it when you open the app. It does not take effect simply because you keep using the service.

9. Dispute resolution

You can file a complaint through the Portuguese Electronic Complaints Book (Livro de Reclamações Eletrónico). In a consumer dispute, you can also turn to an alternative dispute resolution body (Portuguese Law no. 144/2015). The European Online Dispute Resolution platform is also available: ec.europa.eu/consumers/odr. Portuguese law applies.

10. Contact

Questions about these Terms: geral@vetadev.pt.

Identification: José André Fernandes Dourado, sole trader (empresário em nome individual), NIF 242736440, with tax domicile at Rua Colégio Irmãs Dorotéias, n.º 76, Bloco 1, 4.º Esq., 4490-263 Póvoa de Varzim (Portugal).